Tuesday, December 31, 2019

Struggles of College Students - 2039 Words

Alexa Ferris English 102 Ms. Jones April 10, 2012 Struggles of College Students A college student taking their first few steps onto a college campus is the day when they can finally feel the independence they were longing for. College is a place where students can find themselves. It can be a place for success as well as a place for partying. Attending college comes with many struggles. College tests every individual by staying above the influence, becoming a more organized student, and even making them step out of their comfort zone. When a student enters the college world, they are faced with the struggle of peer pressure. This pressure may include alcohol and drug abuse. Staying above the influence is hard to do when pressured into†¦show more content†¦Waking up on time for class goes along with getting enough sleep. Students should time when they need to wake up for class and set an accurate alarm to wake them up. Staying organized also involves avoiding clutter. Many students will stack all of their papers together keeping them unorganized. This can cause many problems when studying for the final exam. To keep organized while studying, a student should have a quiet place to study. It would make it easier if a student had folders separating homework and notes for each of their classes. Having one’s notes organized makes study time a lot smoother and less stressful. â€Å"†¦You also have to study 26 hours a week, according to professors. Or else you’ll flunk out† (Silver). Stu dying is very important in college. College is a whole new world compared to high school,† Alana Gardner from Indiana University confessed, â€Å"I used to study half an hour for test in high school. Omigosh I’m literally insane, you have to study at least two hours for a test in college!† (Silver). When a student enters the college world, it makes him/her nervous and excited for what is about to come into their lives. When going to college, many students go to a college a few hours away from their hometown. This can be hard to break away from one who had lived with their parents through high school, but can also be a great opportunity for independence. Many students who go to a college that isShow MoreRelatedCollege Is A Place For Success1222 Words   |  5 PagesWhen college students taking their first steps onto a college campus, they can finally feel the independence that they were looking for. College can be a place for success as well as a place for partying. However, attending college will comes with many struggles. It is right that college is one of the most important parts in people’s life, but it is not easy for everyone. Most of students feel stressed in college because they have to face different varieties of of struggles. For example, some studentsRead MoreC ollege For The Masses By David Leonhardt933 Words   |  4 Pagesâ€Å"College for the Masses† by David Leonhardt is a great article that displays the many benefits among lower-income students attending a four year college. â€Å"Why Poor Students Struggle† by Vicki Madden displays many examples from hers and her colleagues experiences while providing statistics of the lower-income joining a four year college. The two articles both display the benefits of attending a four year college and that the education pays off. David’s article talked about the different educationRead MoreChallenges College Students Face1042 Words   |  5 Pages(2012 speech). College may be the stepping stone to real life but there are too many challenges against the students. If we want them to succeed why is the system so complicated and expensive? Many college students end up in financial trouble due to being unprepared. Students often don’t have the right study skills going in to college and that can hurt them. Some student is often not emotionally ready for college and struggle with the transition. Whether we are ready or not college is  what we must  investRead MoreChristian College Freshmen Should Make Time For A Daily Bible908 Words   |  4 PagesCollege can be a very difficult adjustment for freshman to make, especially for freshmen that are believers in Christ. While the struggles and evils of the world bare down on them, students need a source of fulfillment and safety. That can be found within a daily study of the bible. Christian college freshmen should make time for a daily bible study so that they may grow closer with the Lord, get help and guidance for life, and reach a deeper understanding of what the bible says so they can defendRead MoreThe Stress Creating Challenges For College Students Essay1453 Words   |  6 Pagesmany students nowadays find themselves needing to complete some form of higher education at college to ensure their s uccess in the workplace and their future career goals. Although freshmen students often enter college with high expectations and ambitions, many eventually drop out of college. Why does this happen? In a demanding and ever-changing environment, the expectations for college students now soar to unprecedented heights, creating stressful and unpleasant experiences for many students as theyRead MoreStress And Stress Essay1178 Words   |  5 PagesSchool, Stress, Sleep, and Repeat. Where most graduating students go, no one really knows for sure. Since many high school students are near graduation, some students have already planned their future while others are more indecisive. Eventually, high school has given options for students to prepare for the future, but it is still not enough for them to decide on where to go. Even at a very young age, students were always asked the same questions throughout their school years like, Who do they wantRead MoreCareer Goals Hurt Academic Performance1515 Words   |  7 PagesOne major and frightening problem students face is not developing defined career goals. Students Who enter college right after graduating high school tend to have no idea of what exact career path that they want to pursue. A majority of these students struggle to figure out their career goals and end up taking a variety of different courses, most of which are unnecessary. Some of the classes they enroll in may not have any relevance to the major that the student eventually decides to pursue. WhenRead MorePeople Talk About Change All Of The Time And More Often1622 Words   |  7 PagesSupporting the changes needed to raise students in a successful environment need to be addressed by the school board and the surrounding community. By the time college approaches, students realize that they are not prepared for college. These students then scramble to get acclimated to a higher standard of education. They soon learn that if they do not adapt fast enough they will not make it once they enter into college. On the other side of things, many students do not desire a higher education andRead MoreThe Pros And Cons Of College Writing1004 Words   |  5 PagesWhy do some college freshmen find it harder to write an essay in college than in high school?† College freshmen usually struggle with the transition from high school writing to college writing. They do not know that the writing in college has a lot of differences. They also do not know that college writing has different rules. These students get confused with these rules. There are many other reasons cause these struggles. There are different styles in writing, for example: In college writing in collegeRead MoreFailure Is The Key To Success Essay1361 Words   |  6 Pagesis the Key to Success Nobody is surprised when a students who struggled to pass classes in high school and miraculous gets accepted to college, ends up dropping out or failing out after their first few semesters, but when accomplished honors students and high school valedictorians are failing out of college it raises a eyebrows. For some of these students all they’ve known there entire academic career is success. They are gifted enough as students to turn in a paper or take a test and know they got

Sunday, December 22, 2019

Affordable Care Act And Small Business - 1662 Words

Affordable Care Act and Small Business Many people have a lot of questions when it comes to the new healthcare reform law. First off Obamacare is formally called the Patient Protection and Affordable Care Act. The Patient Protection and Affordable Care Act is the healthcare reform law that was signed in 2010 and now many states have opened their health insurance marketplace exchanges as of October 1, 2013. This new healthcare reform law aims to increase the number of Americans that are covered by health insurance and also to decrease the cost of health care. Under this new law everyone in America will have to get health insurance of some form. Insurance companies can no longer deny people coverage because of a preexisting condition nor†¦show more content†¦For those who cannot afford to pay the health insurance premium could be eligible to use federal tax credits and subsidies to help save up to 60% of the current cost of health insurance premiums. This will make health insurance coverage affordable for up to 23 million Americans (Obamacare, 2013). Under the new health care reform law over 47 million women will have access to women’s services with no out of pocket costs for preventative and wellness services (Obamacare, 2013). The low-income individuals will have the opportunity of getting health insurance coverage through the state exchange, Medicare, or Medicaid; however some states have opted out of the Medicaid expansion in which some low-income individuals will not be eligible. Seniors and other individuals eligible for Medicare will see expanding benefits and coverage options; however there will be decreases in home health payments and hospital coverage as well. Obamacare will require businesses with over 50 full-time employees to provide affordable health insurance coverage to its employees however small businesses with 25 employees or less will receive federal tax credits to help offset the costs that a small business will face to encourage these businesses to provide health coverage toShow MoreRelatedAffordable Care Act and the Effect on the Economy Essay1165 Words   |  5 PagesAffordable Care Act and the effect on the economy The Affordable Care Act, also called Obama Care, was signed into law by president Barrack Obama, on March 23, 2010 (Erickson, Scott 1). What exactly is the Affordable Care Act? It was a legislation that addressed the idea that all Americans should have access to affordable health care. The act was passed only after intense political battles in Congress, and as the legislation lingers through installment enhancements there is a great deal of doubtRead MoreThe Affordable Care Act Of The United States1373 Words   |  6 Pagesthe president, he implied many new suggestions in the United States, for example, the Affordable Care Act or The Patient Protection also known as Obamacare. The health care reform also known as The Patient Protection and Affordable Care Act or simply Obamacare became one of the most ambitious projects in the history of the United States since the mid-1960’s.1 This is the first attempt to reform the U.S. Health Care system of the United States since the 196 0s, when the President Johnson created publicRead MoreAffordable Care Act : The New Health Reform Law957 Words   |  4 PagesThe Affordable Care Act is the new health reform law that was signed into action on March 23, 2010. The Affordable Care Act attempts to reform the healthcare system by providing Americans with affordable health insurance. It helps put individuals, businesses, and families in control of their own healthcare. By the sound of it, it really looks like this is something that will positively impact the lives of Americans, and make it easier for individuals to obtain health insurance. Unfortunately, whatRead MoreThe Affordable Care Act783 Words   |  3 Pages The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides â€Å"affordable† health insurance plans to citizen s that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily MillerRead MoreThe Landmark New Plan A Good Idea?1539 Words   |  7 PagesI. Introduction In this article, â€Å"Health Care Reform; Is the landmark new plan a good idea?†, written by Marcia Clemmitt, makes an appeal about the Health Care Reform Act, also known as the Affordable Care Act. She includes opinions from the critics, as well as supporters to help establish and give facts from both views to help citizens decide on the new act. Most of these critics and supporters decisions are politically based and not formed on personal issues (hopefully). The genre of this articleRead MoreObamacare : The Patient Protection And Affordable Care Act ( Ppaca )1237 Words   |  5 Pagesknown as the Patient Protection and Affordable Care Act (PPACA) but sometimes also referred to as the Affordable Care Act (ACA) for short, reforms the health insurance industry and the American health care system as a whole. The law brings forth many changes for the American families that make healthcare more affordable and accessible. The law focuses on four aspects of improvements in healt hcare for Americans: affordable insurance for individuals and small business owners, ends insurance company abusesRead MoreThe Affordable Care Act And The Role Of Role Essay1294 Words   |  6 PagesAEDE 3106 Kel Schultz The Affordable Care Act and the Role is plays in Human Resources Before discussing the role of Patient Protection and the Affordable Care Act, otherwise known as Obamacare, and the role it plays in how businesses are adapting this new medical system, we must look at medical subparts in human resources itself. Human Resource Management is defined as â€Å"the policies, practices, and systems that influence employees’ behavior, attitudes, and performance† (Noe 3). The responsibilitiesRead MoreThe Affordable Care Act Of America1577 Words   |  7 PagesThe Affordable Care Act is something that many Americans are extremely opinionated yet highly uneducated on. As future healthcare professionals it is extremely important to understand the legislature that affects us all as well as the patients that we serve. The Affordable Care Act is one of the most recent attempts to reform the healthcare industry by providing more affordable, high quality health insurance to Americans. The Affordable Care Acts aims to reduce premium and out-of-pocket costs forRead MoreThe Proposal For Affordable Health Care1190 Words   |  5 Pagesfull-timers or pay a fine. In 2006, those with less than 100 employees will have to follow suit. The law originally intended for both groups to comply with the mandate in 2014. Affordable health care also requires employer-sponsored health plans to cover 100% of preventive care services, such as immunizations, prenatal care, and drug screening. 80% of employers are considering raising deductibles, or have already done so. Large employers may opt to pay fines for not providing health insuranceRead MoreThe Affordable Health Care Act1403 Words   |  6 PagesThe Affordable Care Act has been a point of contention for many people. I am going to review the Affordable Care Act as far health care provider challenges and benefits. I will look at this from an individual point of view. I will look at this from an employer point of view. I will look at this from an employee point of view. Lastly, I will give my reflection regarding this topic. The most apparent benefit of the Affordable Health Care act is that it makes health insurance obtainable to the uninsured

Saturday, December 14, 2019

The baby boomer in the midst of the economic crisis Free Essays

Most of the baby boomer generation were imbibed with the stereotype perception on the facets of work, employment and success. In a typical scenario, that â€Å"best† schedule would connote that a baby boomer would go to work on a regular schedule, 8-5, working from Monday to Friday schedule. Most of the time would be spent in the office, taking a daily commute to and from the office, with some time being taken by overtime, some work to be done on the weekends, and some other tasks to be accomplished at home. We will write a custom essay sample on The baby boomer in the midst of the economic crisis or any similar topic only for you Order Now Success was also easily defined, with the person attaining the highest position in the corporate ladder becoming the epitome of that standard of success (Brad Harrington, Douglas Hall 98). Many of the people, baby boomer and others, believe that the current recession is about to end and that more prosperous times are about to return are, what observers state, is sadly suffering from a near sighted view of the present economic crisis. In reality, since the peaking of the 2005 United States housing crisis, the continuing barrage of the sub-prime financial crisis in 2007,and the resulting economic slowdown in the American economy in December of the same year, its has been observed that the United States economy, and to a certain degree the global market, has entered into an era of prolonged adjustments, with expected periods of growth, but the severe economic restructuring currently being put in place is believed to continue for the next years. What is believed to be the main driver of these developments is the baby boomer generation. It is assumed that the previously mentioned financial crisis is also contributory to the current financial morass, but the imperative reasons is that what is considered as the largest demographic in the history of mankind, the baby boomer generation born after the Second World War, has overreached its spending power (Professor Rodrigue Tremblay). What is seen to be the immediate effect of this development is that there must be a realization that the exhaustion of the spending power of the baby boomer generation is irreversible. In this regard, the solutions cannot be found overnight; the remedy will be decades of readjusting of corporate spending, reduced spending and increased savings, and liquidating massive mountains of debt. The ramifications of this development will be seen to reverberate through the entire economic structure, as seen in the downturn of the automobile industry, and the increases in the health care sector, as the baby boomer continue to age (Tremblay). What is considered as a significant public policy issue is the potential load that a society that is reaching its twilight years will place on the nation’s health provider system and the government expenditures. The â€Å"2030† issue is about addressing the challenge that by that time, there will be adequate and an efficacious system will be in place in three decades time, when the elderly sector in society will be double the present population. By the year 2030, it is expected that many of the baby boomer generation will be between the ages of 66 to 84 years, and they will comprise 61 million individuals. Apart from these, the number of the older baby boomers, will be more than 9 million by 2030 (James Knickman, Emily Snell). The present structure of the long term care sector is constructed around the provision of the service by private providers, which can be categorized as non-profit and some for profit outfits. When the available resources increase, the development of new services can accelerate at a faster pace. Inversely, when available resources decrease, it is also expected that the capacity of the sector will diminish. Taking the example of home health care as a point of reference, the growth in the yearly expenditure rate increase went from ten percent in the period of the 1980’s reaching into the 1990’s, plummeting to a negative three percent in just two years, from 1998 to 1999 (Knickman, Snell). The Congressional Budget Office (CBO), in a 1999 report, calculates that expenditures related to long term care needs was approximately $120 billion in 2000, more than half (59 percent) addressed by the private sector. The balance of the expenditures were covered by individual expenses, with the private long term sector just covering one percent of the long term health care expenditures. In the conservative estimation of the CBO, the total amount for long term health care will rise an average of 2. 6 percent above inflationary levels annually over a span of three decades, totaling more than $150 billion in 2010, close to $200 billion in 2020, and a colossal $ 230 billion by the year 2030 (Knickman, Snell). In the composition of the Federal budgetary outlay, three government dominate the bulk of Federal spending; Medicaid, Medicare and Social Security. Federal outlays for these programs in 2004 reached more than $960 billion, exclusive of receipt offsetting of Medicare premiums. In total, these three programs totaled more than 40 percent of the entire Federal budget. It is be noted that the Federal government is contemplating on implementing sweeping changes in the mechanism of the Social Security system. The changes in the Social Security structure is inclusive of proposals to divert a portion of their tax payments to private investment tools (United States Congressional Budget Office 9). One piece of advice that the boomers might give serious contemplation to is the fact that there exists now a need to increase levels of savings rather than increased spending. All the events the last few years have sent a clear signal to the aging sector to turn to savings and restrain spending binges; but these acts of saving on the part of the boomers would mean a decrease in the levels of consumption and reduced spending, so that they can liquidate their liabilities, and that will increase the personal net income of the boomers. But what does that spell for the economy, if the largest spending sector considers more saving and reducing their consumption? It will translate to a comprehensive deceleration in economic growth and some excruciating adjustments in broad sectors in the economy (Tremblay) . In this light, it is expected that the effects of the current financial crisis hounding the global economies will be magnified and increase in its intensity, and the magnified effects of the crisis will continue to be felt in the decades to come. The economic doldrums will not be continuous, as there will be some short lived gains and increases, but will quickly return to the state of economic stagnation. To cite an example, in the last decade, Japan suffered a period of stagnation induced by the elderly demographic buffeted the nation’s economy for the entire nineties. Even to this day, Japan is still trying to finds its way out of the economic morass it suffered during that time (Tremblay). Many of the countries whose population practices a very high standard of savings patterns will be able to export much of that capital to other countries. During the baseline year for model simulations, 1997, it was seen that many industrial states were exporting more than $60 billion in net investments to some low and middle level nations, amounting to 1. 1 percent of the gross domestic product of the nations that receive these outflows of capital. In that year, only nations in East Asia region were seen to be net exporters of capital. But in the year 2015, the recipients of the outflows of the industrial nations will be the ones exporting capital, and the industrial nations currently exporting the capital will be the ones importing the capital (World Bank 40). In the years not covered by the data released by the Congressional Budget Office (CBO), the continued aging of the baby boomers, compounded with increasing costs related to health care, will create a significant shift in the financial situation of the Unite States. It is expected that in the next three decades, the population of Americans at or over the age of 65 will jump 100 percent, while the number of people that are under the age of 65 will only increase by 15 percent. What is more alarming is the rate for the increase for health care expenditures is expected to outstrip the pace of economic growth during the same period. If the costs continue at a pace of 2. 5 percent, the Federal government will increase its budgetary allocations for Medicare and Medicaid, from 4. 2 percent at present more than 11 percent by the year 2030 (Congressional 10). Budgetary allocations for Social Security is expected to increase in the next thirty years by an average of 40 percent under the operation of the present laws. The share of the allocations for Social Security will rise from the 4. 2 figure at present to at least 6 percent in 2030. By comparison, the revenue projections for Social Security is expected to be static during the period, hovering at around 5 percent of gross domestic product (GDP). All combined, these pressures will exert significant amounts of stress on the budget that growth in the economy is unlikely to fully satiate (Congressional 11). Works Cited Harrington, Brad, Hall, Douglas T. Career Management and work life integration: using self assessment to navigate contemporary careers. Los Angeles, USA: Sage Publications 2007. Knickman, James R. , Snell, Emily K. â€Å"The 2030 Problem: Caring for Aging Baby Boomers†. Health Research and Education Trust 2002 August, 37(4), pp. 849-884 http://www. ncbi. nlm. nih. gov/pmc/articles/PMC1464018/ Tremblay, Rodrigue. â€Å"The Great Baby-Boomers Economic Stagnation of 2007-2017†. http://www. globalresearch. ca/index. php? context=vaaid=14268 United States Congressional Budget Office. The US Budget and Economic Outlook 2006- 2015. P. O. Box 416, Old Chelsea Station New York NY: Cosimo, Inc. 2005 World Bank. Global economic prospects and the Developing countries, Volume 13. 1818 H Street, NW, Washington, DC: World Bank Publications 2003. How to cite The baby boomer in the midst of the economic crisis, Papers

Friday, December 6, 2019

Thing Fall Apart Essay Research Paper Things free essay sample

Thing Fall Apart Essay, Research Paper Thingss fall apart All the civilizations in a bigger or smaller class had ever been under the possibility of colonisation. Even today where there is a greater control and cognition about the districts we still see some powerful state seeking to colonise other. In the book by Chinua Achebe # 8220 ; Things Fall Apart # 8221 ; we see how the English people in the name of the Queen of England attempt to colonise little African small towns. We have been speaking about colonisation, but what is colonisation? We can specify colonisation as the appropriation of lands that belong to person else by force, and the debut of the foreign civilization to the one already bing at that place. In this book what Achebe wants to demo us is that is possible to alter a whole civilization merely by presenting a new one. If we analyze the book we see that the African small town had its ain construction and regulations. We will write a custom essay sample on Thing Fall Apart Essay Research Paper Things or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Everyone in the small town respected those regulations even the most powerful work forces in the small town. When Okonkwo shoots by chance the old # 8217 ; s dead adult male girl he has to go forth the small town, even thought he was one of the nine who run that small town. There were no alibis, nor corruptness, nor a manner to get away, if person did something wrong that person have to pay no affair whom he was. He tries to demo us how the original civilization of the small town was, how the adult females were treated and how work forces were in charge of everything. He shows us that the more you work and the stronger you were the more important you were. We can see this very clear in the analogy of Okonkwo’ s father and Okonkwo. His father hardly worked, he was not a strong man, and therefore he was not respected and owed lots of money to everyone in the village. On the other side Okonkwo was a warrior, hardworking man. Everyone in the village respected him and he was one of the wealthiest men also. This kind of culture and social life was very characteristic of African villages in colonization times. Achebe wants to show us how is that a culture can be changed from one day to another, and he really represents what happens. The first thing that is worth naming is when Okonkwo’ s son joins the missionaries. Even though Okonkwo prohibited his son to go there, his son couldn’t resist it, going against all the villages’ principles and mainly against his father. His father very mad disinherit him showing his son he disapproved completely what he did, and he also does this to show his other children what would happen to them if they go with the missionaries. The second thing that we can see that changes everything is the matter of religion. The missionaries try to convince the people from Umuofia that the gods that they where worshipping were not real, and that there was only one god. The people of Umuofia showed a great discontent since they couldn’t believe that someone that came from some other place was telling them that the gods they worshipped generation after generation did not exist.